Personal Ops · Cashflow (live)
Monthly Budget
Edit any line item. Every change re-runs the engine — surplus, debt payoff dates and net worth all recompute.
live · engine-drivenbudget
Monthly income
$11,975
salary + rental (recurring)
Monthly expenses
$6,768
all categories
Monthly debt
$4,258
loans, cards & mortgage
Net monthly
+$949
income − expenses − debt
Income
Monthly income streams
Salary (Avanade)$10,400 now
$$$$$
Rental income (Canberra, avg)
$
Total income (now)$11,975
Edit any amount or the month it starts. Ramps let a venture's income grow over time; the engine re-runs on every change.
Expenses
Categories
$2,520/mo
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$2,759/mo
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$0/mo (→ $3,500 scheduled)
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$206/mo
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$1,000/mo
| Item | Amount | From | Until | |
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$283/mo
| Item | Amount | From | Until | |
|---|---|---|---|---|
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Debt
Monthly debt repayments
| Debt | Monthly | Balance | Rate |
|---|---|---|---|
| Jacaranda | $ | $11,288 | 19.99% |
| CBA (credit card) | $ | $4,100 | 16.00% |
| Plenti | $ | $11,485 | 13.00% |
| Revolut | $ | $13,995 | 9.99% |
| Humm (credit card) | $ | $1,600 | 27.30% |
| Canberra mortgage | $ | $335,000 | 6.50% |
| Total debt payments | $4,258 |
Effective-dated line items mean a change from (say) Sep 2026 doesn't rewrite history. Empty From/Until = whole horizon.
Financial Position
Assets, debts and the full monthly cashflow to Mar 2030 — on one screen, for any scenario combination.
Debt-free (personal) Apr 2027· Net worth $311,835 (Mar 2030)