Scenario Comparison
Current Plan is scenario #0. Every fork inherits from it and overrides a few fields — all outcomes below are computed live. Pick any set to compare.
Scenarios
Outcomes (Δ vs Current Plan)
| Scenario | Debt-free | All clear | Cash $200K | Surplus $12K | Lanka 1 / 2 | Net worth | Cash (end) |
|---|---|---|---|---|---|---|---|
Current Plan | Apr 2027 | — | — | — | Feb 2029 / Feb 2030 | $311,835 | $0 |
Venture income — slow growth | Feb 2027 (-2mo) | — | — | — | Dec 2027 / Apr 2028 | $599,054 (+$287,219) | $183,870 (+$183,870) |
Ventures +25% (vs slow growth) | Jan 2027 (-3mo) | — | Dec 2029 | — | Nov 2027 / Feb 2028 | $660,853 (+$349,018) | $240,008 (+$240,008) |
Ventures +50% (vs slow growth) | Jan 2027 (-3mo) | — | Aug 2029 | Jul 2027 | Oct 2027 / Jan 2028 | $720,804 (+$408,969) | $296,127 (+$296,127) |
Ventures +100% (vs slow growth) | Jan 2027 (-3mo) | — | Mar 2029 | Jun 2027 | Aug 2027 / Nov 2027 | $840,818 (+$528,983) | $408,377 (+$408,377) |
All scenarios
The live plan. Every other scenario forks from here.
The venture ramp (editable). Combined mature $6,000/mo — Inexis Digital $2,000 + Consulting $1,000 + City Havens $2,000 + Cinnamon $1,000, ramping in from Sep–Oct 2026.
Slow growth +25%: combined mature $7,500/mo vs $6,000/mo slow growth.
Slow growth +50%: combined mature $9,000/mo vs $6,000/mo slow growth.
Slow growth doubled: combined mature $12,000/mo vs $6,000/mo slow growth.
Clear the Humm balance immediately from cash instead of the monthly minimum.
Delay the sale ~a year to chase a higher price — at the cost of a later pivot and more mortgage carry.
The #1 risk. No salary Jul–Sep 2026 (redundancy / gap). Modeled as an offsetting expense.
LKR weakens 20%. Stresses Lanka deposits & mortgage servicing.